This End User Agreement ("Agreement") is a legal document between you ("User" or "you") and Panorama Financial ("Company," "we," or "us") that governs your use of our services. By using our services, you agree to be bound by the terms and conditions of this Agreement.
By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Agreement, including any future modifications that may be made. If you do not agree to these terms, please refrain from using our services.
We are committed to protecting your privacy and ensuring the security of your personal information. Our data collection, processing, and sharing practices are outlined in our Privacy Notice. By using our services, you consent to the collection, use, and disclosure of your data as described in the Privacy Notice.
You may use our services solely for lawful purposes and in compliance with applicable laws and regulations. You agree not to engage in any activity that may disrupt or interfere with the proper functioning of our services or compromise the security of our systems.
All content and materials provided through our services, including but not limited to text, graphics, logos, images, and software, are the property of Panorama Financial or its licensors and are protected by intellectual property laws. You agree not to reproduce, modify, distribute, or create derivative works based on such content without our prior written consent.
In no event shall Panorama Financial be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our services, even if we have been advised of the possibility of such damages. You agree to use our services at your own risk.
Our services may contain links to third-party websites or services that are not owned or controlled by Panorama Financial. We are not responsible for the content, privacy practices, or any other aspect of such third-party sites or services. Your use of third-party links is at your own discretion and risk.
We reserve the right to suspend or terminate your access to our services at any time, with or without cause or notice. Upon termination, you must cease all use of our services and any related content or materials.
This Agreement shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of laws principles. Any disputes arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of the United States.
We may modify this Agreement at any time by posting the revised version on our website or through other means of notice. Your continued use of our services after any such modifications constitutes your acceptance of the revised Agreement.
This Agreement constitutes the entire agreement between you and Panorama Financial regarding your use of our services and supersedes any prior agreements or understandings, whether written or oral.If you have any questions or concerns about this Agreement, please contact us at support@irisfinance.co .